Self-centered Prick

Gotcha!

No, this isn't an article bashing Trump but it does have something to do with him.  That "something" is a label that often brands those undeserving of it.

It's a label that's often only a superficial representation of the myriad of perceived character flaws exhibited by those who at least on the surface fit the remark.

I'll admit that I've felt the sting of it myself.  The accusers used kinder terms like: arrogant, overconfident or entitled but that's only because they're uttered in mixed company.  The real meaning is: Self-centered Prick.

Did I deserve it? In their mind I did but it doesn't matter.

Once you're branded as such, there's not much point in defending against it.  To do so just proves the point to the prosecution.

Maybe that's why Trump never apologizes.  You can't admit a mistake without owning the flaw and as we all know, everything about Trump is, "Fabulous, never better."





But more to the point...

I've leveled the barb myself and of course I was right to do so.....Uh Oh....maybe I am a self-centered Pr...

Perception is rarely reality.  We color our views with our own experience.  Whatever we're going through now is viewed through that lens.  

Even if it's a family member, if something they're doing ( or NOT doing ) is affecting YOU in some way and they won't acknowledge it to your satisfaction, I can guarantee the phrase will at least briefly come to mind.

Thing is, who's the bigger devil here?  If you're only concerned with yourself how are you any better than the other guy?  If you won't take the time to see things through their eyes, their experience and their beliefs then who's the real "prick?"

I don't make excuses for people that deserve the charge.   We're all products of our environments and if that's a negative thing and we don't try to change it then the label is deserved.

But an attack is rarely left unanswered.  The conflict only escalates and in our society conflict sells.  We even encourage snap judgement without further reflection.  It's a world with little more patience than the life of a paparazzi's flash bulb.

Everything is black and white.  You're guilty or not.  No time for evidence or reflection.  Why waste time moving past the first impression when it fits so neatly into our safe, uncomplicated view of the world.

If there's anything from the Star Wars prequels I liked it was one quote.  

"Only a Sith deals in Absolutes"  - Obi Wan Kenobi

Sith's are bad people, you don't want to be a Sith.  

Nobody is completely right or wrong and by extension you know nothing about anyone if you don't bother to listen to them first.

You have a right to an opinion, don't waste it with unilateral decisions based on petty evidence.

I hate stupid people....

Now before you run off and call me an elitist or a snob realize that I'm referring to those who continue to hold outdated and prejudicial views.  

Such as those that have a nasty habit of blaming the victim.

I've included just such an exchange with what I consider to be a charter member of the "stupid people" group.  The topic is predatory lending specifically as to how it relates to the 2008 financial crisis.  

What follows is the unedited exchange....

Stupid Person...

Dumb people making dumb decisions. They should have read the fine print. They should have a good job and a good set of skills so that if they lose their current job by no fault of their own they can find a new one without too much trouble. If you do not have at least these things, you should never consider taking on a mortgage. 

And yes it is shitty that banks gave these mortgages out anyway, but the information is not misleading. At the time of things like Fannie the fine print was still given to the buyer in full. While it may be legalese, that is what lawyers and accountants are for. The banks are happy to give you credit even if you won't pay, and they are perfectly happy to give you all the terms and conditions. There is no serious wrongdoing here except for the buyer being negligent.

Less Stupid Person ( ME ) ....

Thank you Bernie Madoff....

That's the "They deserved to be F'd because they're stupid argument" 

You're making a hell of a lot of assumptions there. Like assuming that everyone out of work or underemployed are stupid and lack skills. Never mind that many skilled and professional jobs have been shipped overseas leaving people with a whole lot of debt and nothing to replace the income. As for the fine print, you literally would have to have a Juris Doctorate degree to understand every term and condition. I suppose you read every word of every EULA you click "accept" to in that case. Good luck getting anything done. 

It's called predatory lending for a reason. There was a time when you could trust your banker, lawyer and even your doctor to do the right thing and give the right information. Now it's all about padding profit margins and when banks started using their deposits as gambling money on wall street speculation...well....all bets were off. You can't trust a banker any more than you can trust a used car salesman so whom are you supposed to seek guidance from? 

Do you think a 25K a year guy with a wife and 2 kids is going to be able to afford 300/hr for an attorney to look over every line of a mortgage? Most people were sold a bill of goods and they believed it because somebody told them that the "pros" would never lie to them. If it were just simple interest that's one thing but try to explain amortization and compounded interest to a bunch of people left behind by a public education system that barely teaches them to tie their shoes. 

In a culture of desperation it's easy to leave your skepticism behind when the "pros" are telling you otherwise. Your admonition of "good job and good set of skills" doesn't fly anymore and it hasn't for 30 years. You're assuming a level playing field and it's not. If you think it is, I've got a bridge to sell you in New York...

Taking the most from the least of us

These days you'd be excused if you wondered whom your elected representatives were actually representing. 

Locked in a battle of ideology where there is no middle ground it's left those with the most to lose in a veritable no-man's land.  If you've suffered the fallout you're living a precarious existence subject to the whims of the political machine.

The proof is easy to find.

The long term unemployed have found their benefit periods drastically reduced and with the looming threat of sequester the size of those checks as well. 

State run healthcare programs have already been denying benefits to the unmarried or childless and reduced benefits and tightened eligibility for the rest..   Even Planned Parenthood and other providers of women's health services nationwide have seen their public funding evaporate based on nothing more than anti-abortion rhetoric . 

While conservatives wage war on social programs, liberals can do little more than act as a backstop even with control of the White House and the Senate.  Progressive legislation frequently finds itself gutted in favor of getting something, anything passed through congress no matter how toothless the legislation.

Wall street doesn't seem to care either way.  In this battle they may as well be the war profiteers taking full advantage of the spoils.  They can literally have their cake and eat it too.  Public policy be damned or more likely ignored so long as the shareholders are happy. 

It's no doubt they will be.

Give the working man a little more cash and they'll happily feed the economy and fill corporate coffers.  Suppress their wages while systematically dismantling a century of labor law and your fortune's made on the backs of a subjugated workforce. 

So as ideologies clash and items like tax reform and infrastructure rebuilding give way to naming post offices  and the minting of commemorative coins, state governments and big business are taking advantage of the lack of governance. 

Look no further for evidence than the state of Arizona now famous for its "Show me your papers" legislation otherwise known as SB1070. 

A week ago their state legislature decided that it was just too easy to get unemployment insurance after conservative business leaders found a sympathetic ear at the state capitol.  For their trouble they got a measure through the state House and Senate to require applicants to provide written documentation from their former employer of their involuntary dismissal from their jobs.

As written, the measure is so biased against the unemployed that all an employer has to do is not provide the applicant with required documentation and the claim can denied.  

Considering funding for the state's unemployment insurance fund comes from employers it's likely the unemployment rate in Arizona will soon drop to 0% in the next 6 months.  Whew! budget crisis solved!

Yes, that's sarcasm...

By the way, Arizona has one of the lowest maximum weekly benefit payments in the country at $240 second only to Mississippi.   Yeah, the gravy train is over you unemployed slackers .

To hear supporters of the measure you'd believe that getting unemployment insurance in Arizona required nothing more than having a social security number and a pulse.  With approximately 75,000 of the state's population of 6.5 million people still on the unemployment rolls (down from 200,0000 in 2010) it's hard to characterize their position as anything but cruel.

The U.S. Department of Labor has already "raised concerns" about the bill's legality under federal law.  Oh yeah, and Arizona's official unemployment rate was still at 8% in January.

Here's another one.  CVS Pharmacy has decided that they need to keep tabs on their employees vital statistics.  Employees covered by the company's health plan are required to provide information such as weight, body fat and other health information or be assessed a $50 per month fee on top of their insurance premiums.    In other words CVS employees can comply with this violation of their privacy or pay a penalty.
 

So if you're collecting unemployment or refuse to submit to employer inquiries about your private health information apparently you're part of the problem.  Meanwhile Washington lets it happen.

We're not talking about forcing millionaires to drive down to a homeless shelter and pass out fistfuls of $20 bills.  It's about subjugating a population already suffering the ravages of a withering economy and a congress impotent to address their concerns.

In the vacuum that's been left, Wall Street soars and so do  the numbers of the less fortunate as they further descend into poverty.  They find a social safety net with ever widening gaps and an indignant conservative leadership holding the scissors.  Worse, the supposed liberal champions of the downtrodden offer little more than lip service.

Twenty years ago this country was facing similar hurdles but ideology wasn't allowed to completely  trump reason.  The result may not have pleased everyone but at least allowed things to move forward.  Brinksmanship was a threat not a foundation for policymaking. 

Actions have consequences, Isaac Newton knew it and apparently so did Matthew, you know the guy from that book Pat Robertson likes to read out of...

"And the king will say to them in reply, ‘Amen, I say to you, whatever you did for one of these least brothers of mine, you did for me.’ Matthew25-40

By the way, I'm not religious but that last one makes perfect sense to me...