Get a Job!

Yeah you!

If I were you I'd be knocking on every door.  You need to make some money!

This is a discussion (more of an argument)  I actually had with a relative.  Mind you, I'm not some Instagram obsessed teenager laying around the house binging on Netflix.  For god's sake!  I'm in my 40's.

I can't afford to binge on anything.  That's what's so irritating.

It's one thing to be 20-something and have trouble finding work.  Nobody judges you.  Your frustration has more to do with unbridled ambition than a perceived character flaw.

If you've followed this blog for any amount of time you know my story.  I've worked....hard.  I've ticked off all the boxes; College, career, sacrifice, frugality.  I followed the rules, kept my options open and always kept an ear to the ground.

All seemingly for nothing.  

I had a fairly stable living for many years that allowed me to not only better myself but my family.  Now that same family is harder to deal with than a bill collector.

I understand their disillusionment.  For a long time I was looked at as the guy who always seemed to be able to keep it together.  I took adversity with aplomb (well mostly, I do tend the bitch a lot) 

These days I can barely afford to feed myself.  To them it must seem like I've given up.

Thing is, I haven't but I'm far more disillusioned and frustrated than they are.  

There was a time when there was always a fallback position.  If you couldn't find work in your own field you could at least find something to keep you going til you did.

It doesn't take much investigation to find confirmation of what I always suspected was true.  That being that regardless of the unemployment numbers and Wall Street rallies there are still way too many barriers to making a living.

Minimum wage hasn't kept up with the cost of living for a generation but worse than that the competition for jobs that offer it is staggering.   Look at the candidates for these jobs and you find everything from the high school kid to PhD's. 

Those who've never suffered the indignity of rejection for a low wage job don't understand.  They believe there are still jobs whose only requirement is a warm body.  

They're wrong.

These days even flipping burgers requires training on your own dime just to obtain a food handler's card.  With that in hand you're well on your way to 25 hours a week crafting Angry Whoppers for the princely sum of $8.05/hr.   Oh yeah, with benefits too, if you can afford the payroll deduction....

It gets worse....

Now we're hearing an uproar over raising the minimum wage to something in line with what it actually costs to live somewhere other than your car.  

"It'll cause higher unemployment!" 
"We can't afford to pay more!"  
" It'll break the back of small business!"

Which ticks me off even more.  While all these "job creators" game the system to overwork and underpay their current employees, they place hurdles in the way of new hires to ensure nothing changes.

There's no way around it and if you don't understand what I'm about to say I'm sorry but you're either bloody stupid or worse a selfish bastard.

Hiring someone full time for a wage they can't live on in a first-world country is institutionalized slavery.

Offering only part time hours and scheduling employees so that it's impossible for them to get another part time job is even worse.  As an employer you're effectively forcing your workforce into poverty for no other reason than greed.

Don't give me that crap about high labor costs either.  If you can't afford the means to sell your product you don't have a damned clue about how to properly run a business. 

Employees are your partners not your slaves.  Paying them shouldn't be looked at as "an inconvenience."

It's no different than the argument from the Southern states that led to the Civil War.  Let's get one thing perfectly clear here.  Lincoln was no great abolitionist, he was a nationalist. He was far more open to compromise: even those that would include continuing slavery if it would have kept the country together.  The Civil war was about human rights only as much as the space program was about inventing freeze dried coffee.

That's historical fact.

Meaning any business, especially BIG business that argues against a livable wage is taking the same position as the Civil War South.  For them it was about cheap labor to improve their bottom line.

Sound familiar?

In America, it's not about some misguided fantasy of climbing the ladder of success.   it's about production at the lowest possible cost.  That means near poverty wages to keep an unskilled workforce forever unskilled and powerless.   Now add in the yoke of the "Credit Economy" that exists only to perpetuate itself.  A faceless beast fed by the poor.  By the way, that includes you if you're only one paycheck from financial disaster. 

It's hard to pull yourself up by the bootstraps if the boots have a 29% interest rate.

We, all of us of unfortunate birth are increasingly subject to the indecencies of an inadequate paycheck that won't even cover the basic necessities.  

It's nothing less than indentured servitude.

Which comes to people like me.  I'm not unskilled but I'm not especially talented either.  So I'm right there with you.

I hear a lot of, "You're a top candidate" when applying for jobs in my field only to not get the job.  A bit too much of hearing that lately meaning I've taken to applying for "seasonal" positions with local retail stores.

Even then the whole premise is twisted..

Questions like, " Why do you want to work here?"  Duh!  I need money and you're supposedly hiring.  Of course you can't say that.  You have to come up with some bullshit about a life change and trying new things and ground floors for new starts, blah, blah, blah.

You're actually better off if you never did anything with your life.  Otherwise that 6 figure resume becomes another hurdle to overcome fighting for a job you don't really want for a wage you can't really afford.

BTW, it's damned hard to dumb down a professional resume for $8.05/hr.  Nobody's going to believe you've been sitting on your ass for 30 years of your life.  The background check ( that they all run ) will show your lie anyway.  So no, acting stupid isn't an answer...

Who the hell actually prepares a resume for a minimum wage retail job anyway?  What are you going to say?  Stocked shelves, greeted customers, kissed ass?  All that crap fits on the application.  Resume's are for the jobs you work after you get the hell out of retail.

Anyway, more to the point: that there's any expectation that working retail is a great career move is lunacy.  I know, it's what I did when I was in high school 1000 years ago and I knew I didn't want to do it when I was my age now. 

Give me a break.  Once everyone's returned their Christmas gifts and yanked down the baubles and twinkly lights you're out the door buddy.  

If'someone like me is on your doorstep looking for work, I'm fucking serious about being there.  I've taken a deep breath, swallowed my pride and committed to the relationship.

By the way, never, ever tell me I need to swallow my pride.

I've been so beaten up that I don't have any left.  I've seriously entertained a job delivering and cleaning port-a- potties.  The only thing that stopped me was the lack of a commercial driver's license and being in my 40's.  Meaning I'm not sure I can lift 100 pounds 30 times a day every day on a job with no health benefits.  ( That's what the ad actually said BTW )

I'm mad as hell that I'm being denied a living ( as corrupt as the word is in this country) and even angrier when someone assumes I'm not doing enough to improve my situation.

I'm also sick of being judged by people who don't deserve the jobs they have.  Worse, when they cast aspersions on someone like me who's been in the field longer than they've been out of high school.  

That sounds arrogant but remember, I know from whence I speak.  Most of the people I've interviewed with (with rare exception) got their positions through the buddy system. I only say that because part of my interview preparation involves looking them up on LinkedIn.  I've found IT directors whose last job was a sales director and others with no IT or management training at all.  

I really don't care how they got their jobs just so long as it doesn't have an effect on me getting hired.  Unfortunately, it does...

It's an old boys network and I DO MEAN old BOYS.  I've yet to meet a female IT director.  I doubt I'd have as much bullshit if I did.  The nice thing about having a female manager is that chances are she's gone through a lot of crap to get where she is.  That tends to minimize the games because she just doesn't have the time for it.  

It's natural for the male of the species to feel threatened when someone better than him has come along even if he gets to boss you around.   In my experience women don't engage in that kind of pissing contest.

If you think this is just a bunch of whining and excuses then put yourself in my shoes for a minute.

You're in you 40's, lost all your income and can't replace it.  Nobody takes you seriously when you apply for low-wage jobs and your relatives don't want to talk to you unless you're sending them a check.

Pull myself up by my bootstraps?  My boots have holes in the soles buddy.

It doesn't stop me but what slows me down is your misinformed judgement.  I'm putting it out there, no agenda but to survive.  

Until you know what I'm going through (and I'm pretty sure most don't) keep your admonitions to yourselves and thank your creator that you don't have to be here.

I won't quit but I know a lot of people that dismiss me would have long ago.

That makes me better than them and if nothing else, that's worth living for.  There needs to be a change and perhaps I need to feel the effects to understand how badly it needs to happen.

Livable wage now!  

A new Year, an old injustice

Happy New Year!

At midnight the minimum wage went up a few cents in 20 or so states.  While the Federal minimum wage is still at $7.25 most states are within $1 of that figure.  In most cases, federal jobs excluded, the state wage supersedes the Federal. 

In Arizona, for example, the wage rose to $8.05 per hour on New Year's day 2015. 

It almost seems generous until you run the numbers....

The average minimum wage job will not offer full time hours (less than 35) to their workers due to employers unwilling to shoulder the additional burden of offering healthcare, overtime and other benefits afforded fulltime employment.

As such and assuming $7.25/hr Federal minimum wage the "technically" Part Time worker (which could be up to 34 hours) would be grossing $12,818 if they got 34 hours a week and worked 52 weeks of the year. 

After deductions that employee would be well under the current (for 2014) poverty line for a one person household of $11,670.  Even 40 hours would offer no reprieve after deductions for health care premiums and a higher tax rate would effectively lessen take home pay.

In 1985 I could live very well on just under 12 grand.  In 2014 I'm likely on public assistance, rely on emergency rooms for my healthcare and frequent the local food pantry to eat.  

Worse, I have a bevy of new regulations to sift through concerning mandated health insurance that I can't afford anyway.

So when I hear resistance from employers paying less than $9 an hour to their full time employees stating that an increased wage would force an increase in prices I'm literally gobsmacked.

The argument is basically this....

"We need to keep wages low and our workers in abject poverty in order to keep our prices down."

I've long been a proponent of a fair wage for a fair day's work and along with that paying what things really cost. 

But what I'm hearing is little more than institutionalized slavery rationalized by an economy based on consuming instead of value.  It's a society where WalMart is the standard and the advances of the last 100 years of labor law are looked on as an inconvenience perpetuated by evil unions.

We hear that minimum wage jobs are "entry level" and not meant to be permanent but gone are the days where they were the exclusive domain of teenagers looking for gas money.  Parents, senior citizens  and displaced professionals often find themselves competing for them simply because there isn't anything else.

What these employers don't realize is that paying a slave wage breeds slave economies that can no longer afford  their wares. 

The snake is eating itself...

These jobs are the last bastion of self-sufficiency for workers without any other opportunity.    

There's no further argument to be made when the opposition's rebuttal is grounded in inequity.  It's the same argument that led to the Southern states walking out of congress in 1861.  That being that the Southern economy could not survive without slave labor.

How is this argument any different other than its scope?  In this case an entire nation instead of a portion of it.

I can't accept the ridiculous or the unjust...enough said...

The real cost of living

I've been thinking about the price of things and the money it takes to buy them and I've made an obvious but as far as I can tell unrecognized connection.

It's said that the value of the U.S. dollar has been declining for years.  Go over to the Dollar Times inflation calculator (I have it bookmarked) and see for yourself.

As I've played around with it I've happened upon an interesting anomaly.  It appears that sometime around 1942 the value of the U.S. Dollar started declining steadily. This was almost a decade after FDR decided that gold was only useful for jewelry.  1942 was the first full year of the U.S. involvement in World War 2 so considering the economy was on a wartime footing it makes sense that the consumer economy was going to take a hit.  That's what happens when you actually try to pay for the wars you engage in.

What's strange is that it's a trend that's never stopped.  It leveled off for awhile during the "Great Recession of 2008" but continued its decline shortly after.  Most economists will tell you the only reason it didn't plunge further was due to government intervention and a lack of economic activity in general.

Look, economic babble aside, the  truth is that your buying power is continuously eroded over time and there's nothing you can do about it.

Regardless of your political affiliation or whether you care that the money in your pocket has been based on little more than good intentions (Fiat currency) for the past 4 decades the problem is self evident.   With apologies to Thomas Jefferson, the "rights " held self-evident have been little more than political marketing for the past century.

After all, even if it's worth less, it just feels good to have a million of something even if it only has the buying power of your kid's lunch money in a few years.

So if our money is worthless, why do we accept the excuse for higher prices being higher costs of production? 

Does that sound like a stupid question?  Then you're probably a stupid person. 

Sorry, but you were probably already chewing on the arm of your chair by now anyway...

What's really stupid is that we accept the fact that our money is worth less which naturally makes things cost more but don't give a second thought to how badly we're getting ripped off.

Let's go back to our Inflation calculator and stick in some numbers.  Say $40,000 which was a decent salary in 1985.  In fact it was a great salary and in 2013 dollars you could buy $87,217 worth of stuff. 

In little more than a generation our money has lost more than half its buying power.  Yet our wages are still based on those same 1985 numbers.  Somewhere, somebody in HR or accounting thinks that $40,000 will still let you buy a house, feed your family and save a few bucks for a rainy day.

It's perfectly acceptable to raise prices to compensate for a currency with declining value. It's only fair to charge more if it takes more money to produce the same item.

So how is it that demanding fair compensation for slowly killing your soul in some cloth covered cubicle suddenly makes you unreasonable? 

If everyone is getting what they need then everyone should be happy, right?

Thing is, very few of us are and the only relief we get are sound bites and token gestures from politicians crafted to quell the uproar till the next news cycle. 

It's the reason why politicians don't like to run on their records anymore and instead choose to act like bullies in a schoolyard.

It's not about rich versus poor or conservative versus liberal economics.  It's about expecting blood from a stone.  It's simple, if your money is worth less you have to have more of it just to maintain your standard of living.  A cost of living raise isn't a luxury it's a fact of life when you live in an unpredictable economy. 

I don't buy the big business wailing over minimum wage increases either.  If you can't afford to pay for the resources you need to conduct business then you don't know how to run your business.  It's exploitation, nothing less.

In fact, because business has gotten away with economic indentured servitude for half a century they've actually hurt themselves.  It's not the rich who keep the GM's, Chrysler's and Maytags in business.  It's the average Joe sitting in the morning commute 5 days a week.  If he can't buy your goods you're out of business. 

Talk about shooting yourself in the foot. 

Why do we accept this? If the value of our money is based on good faith and that faith has been violated then why do we continue to accept the whole premise to start with?

I've often said that the oil companies can charge whatever they want for a gallon of gas just so long as everyone's wages are adjusted to compensate.  Charge $20 a gallon for all I care, just make sure the average income is in the six figure range. 

If it costs you that much to deliver the product then I should be able to meet that demand from the rewards of my labor.  Anything else is economic opportunism on the backs of labor.

In the end , most of us have ended up living one check away from financial ruin while the Suze Orman's of the world chide us for spending our meager resources too frivolously.  I know your heart's in the right place Suze but your understanding of economic theory borders on fantasy. 

Until the slow slide from employment to indentured servitude stops in the developed world we need to stop blaming ourselves for all the economic ills and personal financial woes. 

We need to demand that wages reflect the world we live in now, not the one our grandparents knew.  It's not unreasonable unless you sit in the executive suites counting the millions you steal from your employees every day you don't pay a wage based on what used to be called "the cost of living"

Friends it's simple.  the rich are getting richer not because they're smarter or luckier than us.  They're getting richer because they're benefitting from the fact that you're not getting paid what you're worth.

If you think I'm wrong, well, I can guarantee you're not worried about feeding your kids next month.

Think about it.